Jeevan Jyoti Multistate Credit Co-operative Society Limited

Recurring Investment

In other words it is called RI. The magic word of RI is to invest continuesly for a said period of time which in turn will...provide very competitive return to our RI investors
Based on our investment options you can select any and start investment regularly on time to time basis and earn decent return

Fixed Investment

In other words it is called FI.It's a one-time investment get back your principle amount with fixed rate of return for your selected fixed period

Daily Investment

Members can deposit their Daily Earnings partially on daily basis which in turn will help them to utilise their deposited fund based ... on their financial requirement.
We have designed this scheme for small business owners or vendors to deposit their daily collection and they can get back their deposit money whenever they wish to withdraw.
Options provided to accumulate their fund which in turn will give good return to our members.

SUKH JEEVAN SCHEME*

1 YEAR*			2 YEAR*		3 YEAR*
MONTHLY	12 MONTHS	MATURITY	24 MONTHS	MATURITY	36 MONTHS	MATURITY
1,000	12,000	12,590	24,000	26,474	36,000	41,994
2,000	24,000	25,180	48,000	52,948	72,000	83,988
3,000	36,000	37,770	72,000	79,422	1,08,000	1,25,981
5,000	60,000	62,950	1,20,000	1,32,370	1,80,000	2,09,969
10,000	1,20,000	1,25,900	2,40,000	2,64,740	3,60,000	4,19,938

5 YEAR*			9 YEAR*
MONTHLY	60 MONTHS	MATURITY	108 MONTHS	MATURITY
1,000	60,000	81,830	1,08,000	2,23,336
2,000	1,20,000	1,63,661	2,16,000	4,46,672
3,000	1,18,000	2,45,491	3,24,000	6,70,008
5,000	3,00,000	4,09,152	5,40,000	11,16,680
10,000	6,00,000	8,18,304	10,80,000	22,33,360

VIHAAN POLICY*

FIXED INVESTMENT 1 YEAR*			FIXED INVESTMENT 5 YEAR*
AMOUNT	MIS	MATURITY AMOUNT	MIS	MATURITY AMOUNT
1,00,000	750	1,09,000	1,000	1,76,234
2,00,000	1,500	2,18,000	2,000	3,52,468
3,00,000	2,250	3,27,000	3,000	5,28,703
5,00,000	3,750	5,45,000	5,000	8,81,171
10,00,000	7,500	10,90,000	10,000	17,62,342

FIXED INVESTMENT 6 YEARS*		FIXED INVESTMENT 6 YEARS - (DOUBLE)*
AMOUNT	MIS	MATURITY AMOUNT
1,00,000	1,083	2,00,000
2,00,000	2,167	4,00,000
3,00,000	3,250	6,00,000
5,00,000	5,417	10,00,000
10,00,000	10,833	20,00,000

MEMBERS BENIFITS IN JEEVAN PRAGATI 6 YEARS SCHEME*

MLY	QLY	HLY	YLY	TOTAL FOR 6 YEARS	MATURITY
1,000	3,000	6,000	12,000	72,000	1,04,734
2,000	6,000	12,000	24,000	1,44,000	2,09,468
3,000	9,000	18,000	36,000	2,16,000	3,14,201
5,000	15,000	30,000	60,000	3,60,000	5,23,669
10,000	30,000	60,000	1,20,000	7,20,000	10,47,338

TERMS AND CONDITIONS

Only members are eligible for all schemes.
KYC documents of members are mandatory for joining schemes.
Monthly installment scheme(Retail 3yrs, 5yrs, 6yrs, MLY, QLY,HLY,YLY)
Pre maturity charges 3%.
Pre maturity process will take 15 working days from the date of submission of the necessary documents.
Minimum investment amount for Retail schemes is RS.1000/-.

Minimum investment amount for Vihaan schemes is RS.10,000/-.
Return compounding frequency will be once in year for vihaan schemes.
Return compounding frequency for retail schemes will be once in 6 months.
Return shown in all the schemes is including the divident.
Based on condition divident will be added.
For pragati scheme: Memebers avail for Quarterly Mode 2 months Rebate, Halfyearly- 4 Months Rebate, Yearly- 6 Months Rebate by the 6^th year.