Mon-Fri : 10.00 - 5.30

Sat : 10.00 - 3.30

Jeevan Jyoti

Start Small. Stay Consistent. Build Wealth.

Daily Investment Plan – Grow Your Savings, One Day at a Time

Jeevan Jyoti

What is a Daily Investment ?

A Daily Investment Plan allows you to deposit a small amount of money every day, which accumulates with interest over a fixed term. This makes investing affordable and easier for everyone, especially those with limited monthly income but consistent earnings.

“It’s not about how much you save.
It’s about how often you do it.”

Investment Plans

Choose Your Investment Plan

At Jeevan Jyoti, we offer a range of Daily Investment Plans personalized to suit various financial goals. Our plans provide

FIXED INVESTMENT 1 YEAR*
AMOUNT MIS MATURITY AMOUNT
1,00,000 750 1,09,000
2,00,000 1,500 2,18,000
3,00,000 2,250 3,27,000
5,00,000 3,750 5,45,000
10,00,000 7,500 10,90,000
FIXED INVESTMENT 5 YEAR*
AMOUNT MIS MATURITY AMOUNT
1,00,000 1,000 1,76,234
2,00,000 2,000 3,52,468
3,00,000 3,000 5,28,703
5,00,000 5,000 8,81,171
10,00,000 10,000 17,62,342
FIXED INVESTMENT 6 YEARS*
AMOUNT MIS MATURITY AMOUNT
1,00,000 1,083 2,00,000
2,00,000 2,167 4,00,000
3,00,000 3,250 6,00,000
5,00,000 5,417 10,00,000
10,00,000 10,833 20,00,000
FIXED INVESTMENT 6 YEARS - (DOUBLE)*
AMOUNT MIS MATURITY AMOUNT
1,00,000 1,083 2,00,000
2,00,000 2,167 4,00,000
3,00,000 3,250 6,00,000
5,00,000 5,417 10,00,000
10,00,000 10,833 20,00,000

How Does It Work?

Location

Choose Your Daily Amount

Start from ₹50 and go up to ₹500 or more.

Area

Pick Your Investment Duration

Tenures range from 3 months to 2 years.

Duration

Earn Assured Returns

how it work
Sky Haven Building

Benefits of Daily Investment

Your investments are safeguarded with strict security protocols.We prioritize transparency and reliability at every step of your journey.

Location

Low Commitment, High Discipline

Area

Safe & Secure

Duration

No Lock-In Stress

Duration

Grow Steadily

Duration

Easy to Track

Who Can Join This Plan?

This plan is perfect for

Eligibility & Documents

Eligibility Criteria Required Documents
Age: 18 years and above
Aadhaar Card
Indian Citizen
PAN Card
Recent Passport-size Photo
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458+

No of investors
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24+

Trusted by
daily investment
About us

Jeevan Jyoti

Jeevan Jyoti Multistate Credit Co-operative Society is a trusted member-owned institution working across multiple states including Kerala, Tamil Nadu, Karnataka, and Maharashtra. Built on the principles of cooperation and mutual growth, the society encourages regular savings and offers financial support through need-based loans. With a focus on improving the everyday lives of its members, Jeevan Jyoti combines traditional values with modern systems to deliver reliable and people-first banking services.

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FAQ

Common Questions About Daily Investment

A Daily Investment Plan allows you to invest a small amount of money every day, which grows with interest over a set period. It's a steady and low-pressure way to build savings.

You can begin with as little as ₹50 per day. The goal is to build a savings habit without burdening your pocket.

Yes, you can choose from different tenures—like 3 months, 6 months, 1 year, or more—based on your goals and comfort.

Absolutely. Interest is calculated on your accumulated deposits, and the rate depends on the plan and duration you choose.

In most cases, yes. You can shift to a higher daily contribution after informing the society, but reducing the amount mid-way may not be allowed.

Yes, as a registered Multistate Credit Co-operative Society, we follow all government norms to ensure member funds are secure and transparently managed.

We understand life happens. There’s usually a small grace period. Regularity is key, but occasional delays won’t penalize you harshly.

Yes, premature withdrawals are allowed, but may attract a small deduction in the final maturity amount depending on the time of withdrawal.

Anyone above 18 years of age with valid ID proof can join. It’s ideal for small business owners, workers, homemakers, and even students.

You will receive regular updates via SMS or passbook entries. You can also visit your nearest branch for account tracking anytime.