Mon-Fri : 10.00 - 5.30

Sat : 10.00 - 3.30

Jeevan Jyoti

Save Small, Grow Big – Secure Your Future with Recurring Investments!

Begin your investment journey with just ₹500 per month and see your wealth steadily increase.

Jeevan Jyoti

What is Recurring Investment?

Recurring Investment is a smart savings plan where you save a fixed amount every month. It's an easy way to build your savings without any hassle. Ideal for those who want to cultivate a savings habit and achieve future goals without financial stress.

  • Perfect for both short-term and long-term savings goals.
  • No complex paperwork, no market risks.
Investment Plans

Choose Your Investment Plan

At Jeevan Jyoti, we offer a range of Recurring Investment Plans personalized to suit various financial goals. Our plans provide

1 YEAR RECURRING INVESTMENT SCHEMES @9%
S.NO. INVESTMENT AMOUNT 12 MONTHS INTERST 9% INTEREST 9.3% (FEMALE) INTEREST 9.5% (SENIOR CITIZEN)
1 1000 12000 12590 12610 12623
2 2000 24000 25180 25220 25246
3 3000 36000 37770 37830 37870
4 4000 48000 50360 50440 50493
5 5000 60000 62951 63050 63116
6 10000 120000 125901 126100 126232
7 15000 180000 188852 189149 189348
8 20000 240000 251802 252199 252464
9 25000 300000 314753 315249 315580
10 50000 600000 629506 630498 631160
11 100000 1200000 1259012 1260997 1262320
2 YEARS RECURRING INVESTMENT SCHEMES @9.5%
S.NO. INVESTMENT AMOUNT 24 MONTHS INTERST 9.5% INTEREST 9.8% (FEMALE) INTEREST 10% (SENIOR CITIZEN)
1 1000 24000 26474 26556 26610
2 2000 48000 52948 53111 53220
3 3000 72000 79422 79667 79830
4 4000 96000 105896 106222 106440
5 5000 120000 132370 132778 133050
6 10000 240000 264741 265555 266099
7 15000 360000 397111 398333 399149
8 20000 480000 529482 531110 532198
9 25000 600000 661852 663888 665248
10 50000 1200000 1323705 1327776 1330496
11 100000 2400000 2647409 2655551 2660991
3 YEARS RECURRING INVESTMENT SCHEMES @10%
S.NO. INVESTMENT AMOUNT 36 MONTHS INTERST 10% INTEREST 10.3% (FEMALE) INTEREST 10.5% (SENIOR CITIZEN)
1 1000 36000 41994 42188 42318
2 2000 72000 83987 84376 84636
3 3000 108000 125981 126564 126954
4 4000 144000 167974 168752 169271
5 5000 180000 209969 210940 211589
6 10000 360000 419937 421879 423179
7 15000 540000 629906 632819 634768
8 20000 720000 839875 843758 846357
9 25000 900000 1049844 1054698 1057946
10 50000 1800000 2099687 2109396 2115893
11 100000 3600000 4199375 4218792 4231785
5 YEARS RECURRING INVESTMENT SCHEMES @12%
S.NO. INVESTMENT AMOUNT 60 MONTHS INTERST 12% INTEREST 12.3% (FEMALE) INTEREST 12.5% (SENIOR CITIZEN)
1 1000 60000 81830 82478 82912
2 2000 120000 163661 164955 165824
3 3000 180000 245491 247433 248737
4 4000 240000 327321 329911 331649
5 5000 300000 409152 412388 414561
6 10000 600000 818303 824776 829122
7 15000 900000 1227455 1237164 1243684
8 20000 1200000 1636607 1649553 1658245
9 25000 1500000 2045758 2061941 2072806
10 50000 3000000 4091517 4123882 4145612
11 100000 6000000 8183034 8247763 8291225
9 YEARS RECURRING INVESTMENT SCHEMES @15%
S.NO. INVESTMENT AMOUNT 108 MONTHS INTERST 15% INTEREST 15.3% (FEMALE) INTEREST 15.5% (SENIOR CITIZEN)
1 1000 108000 223336 226788 229122
2 2000 216000 446671 453575 458244
3 3000 324000 670007 680363 687366
4 4000 432000 893342 907150 916488
5 5000 540000 1116678 1133938 1145610
6 10000 1080000 2233356 2267876 2291219
7 15000 1620000 3350034 3401814 3436829
8 20000 2160000 4466712 4535752 4582438
9 25000 2700000 5583389 5669689 5728048
10 50000 5400000 11166779 11339379 11456095
11 100000 10800000 22333558 22678758 22912190

How It Works

Invest a fixed amount regularly over a chosen period.Your contributions grow with interest, helping you build wealth steadily.

Location

Choose Your Monthly Savings Amount

Area

Pick Your Savings Duration

Duration

Earn Guaranteed Returns: Get your money back with interest at the end of the term.

Sky Haven Building
Sky Haven Building

Security & Trust — Invest with Confidence

Your investments are safeguarded with strict security protocols.We prioritize transparency and reliability at every step of your journey.

Location

100% Safe Investments, Insured by jeevan jyothi

Area

Transparent Terms & Conditions

Duration

Trusted by 10,000+ Investors

Who Should Invest?

Icon

Salaried Individuals

(Save for future needs)

Icon

Homemakers

(Build a secure fund)

Icon

Students

(Start a savings habit)

Icon

Retirees

(Save for additional income)

Documents Required

img

PAN Card

img

Recent Passport-size Photo

img

Aadhaar Card

img

Nominee Details

Eligibility & Documents

Eligibility Criteria Documents Required
Age: 18 years and above
Aadhaar or Passport
PAN Card
Aadhaar Card
Recent Passport-size Photo
icon

458+

No of investors
icon

24+

Trusted by
About
About us

Jeevan Jyoti

Jeevan Jyoti is a government-registered Multistate Co-operative dedicated to providing secure and reliable financial solutions. We offer Fixed Investment Plans that ensure steady returns and peace of mind. Trusted by thousands of members, we prioritize transparency, personalized support, and community values. Whether you're a working professional, senior citizen, or student, we have solutions personalized to your needs. At Jeevan Jyoti, we don’t just offer financial services; we’re here to guide you through every step of your financial journey.

shape
image
Free Quote

Get Your Recurring Investment

FAQ

Common Questions About Recurring Investment

It’s a simple way to invest a fixed amount regularly, usually monthly, helping you build wealth steadily over time.

Most plans let you start with a small amount, and you can choose a comfortable monthly contribution that fits your budget.

Yes, many plans allow you to change your monthly contribution amount as your financial situation changes.

Yes, typically there’s a minimum lock-in period—often 1 to 3 years—to help your money grow effectively.

Usually, there’s a grace period, and missing one payment won’t close your account immediately. But it’s good to keep up to avoid penalties.

Returns are calculated on the total invested amount plus interest, usually compounded monthly or quarterly, depending on the plan.

You can, but early withdrawal may attract a small penalty or reduce your returns.

Fixed recurring plans offer a guaranteed interest rate, while market-linked plans have variable returns. But in market-linked plans, returns can vary.

No. We prioritize transparency by clearly outlining all charges and terms from the start.

You’ll get regular statements and easy online access to monitor your growing investment anytime.

Yes, joint investments are allowed. You can open the fixed investment account with a spouse, child, or parent.