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Sat : 10.00 - 3.30

Jeevan Jyoti

Grow Your Wealth. Secure Your Future.

Fixed Investment Plans that Promise Peace of Mind & Steady Returns.

Jeevan Jyoti

What is Fixed Investment?

Fixed Investment is a type of investment plan where you contribute a fixed amount of money over a specified period to earn steady returns. It’s designed for those who want a low-risk investment that offers consistent income and peace of mind. With a Fixed Investment plan, you lock in your money for a certain duration, ensuring predictable returns without the worry of market volatility.

Investment Plans

Choose Your Investment Plan

At Jeevan Jyoti, we offer a range of Fixed Investment Plans personalized to suit various financial goals. Our plans provide

FIXED INVESTMENT 1 YEAR*
AMOUNT MIS MATURITY AMOUNT
1,00,000 750 1,09,000
2,00,000 1,500 2,18,000
3,00,000 2,250 3,27,000
5,00,000 3,750 5,45,000
10,00,000 7,500 10,90,000
FIXED INVESTMENT 5 YEAR*
AMOUNT MIS MATURITY AMOUNT
1,00,000 1,000 1,76,234
2,00,000 2,000 3,52,468
3,00,000 3,000 5,28,703
5,00,000 5,000 8,81,171
10,00,000 10,000 17,62,342
FIXED INVESTMENT 6 YEARS*
AMOUNT MIS MATURITY AMOUNT
1,00,000 1,083 2,00,000
2,00,000 2,167 4,00,000
3,00,000 3,250 6,00,000
5,00,000 5,417 10,00,000
10,00,000 10,833 20,00,000
FIXED INVESTMENT 6 YEARS - (DOUBLE)*
AMOUNT MIS MATURITY AMOUNT
1,00,000 1,083 2,00,000
2,00,000 2,167 4,00,000
3,00,000 3,250 6,00,000
5,00,000 5,417 10,00,000
10,00,000 10,833 20,00,000

Documents Required

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PAN Card

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Recent Passport-size Photo

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Aadhaar Card

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Nominee Details

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458+

No of investors
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24+

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About
About us

Jeevan Jyoti

Jeevan Jyoti is a government-registered Multistate Co-operative dedicated to providing secure and reliable financial solutions. We offer Fixed Investment Plans that ensure steady returns and peace of mind. Trusted by thousands of members, we prioritize transparency, personalized support, and community values. Whether you're a working professional, senior citizen, or student, we have solutions personalized to your needs. At Jeevan Jyoti, we don’t just offer financial services; we’re here to guide you through every step of your financial journey.

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FAQ

Common Questions About Fixed Investment

A secure savings option where you deposit a fixed amount for a chosen tenure and earn guaranteed interest.

Absolutely. We are a registered Multistate Credit Co-operative Society, and all investments are managed with full transparency and security protocols.

You can begin with as little as ₹10,000.

Yes, PAN card is mandatory for investments above ₹50,000, as per government regulations.

Yes, we highly recommend adding a nominee for your investment.

Absolutely. We are a registered Multistate Credit Co-operative Society, and all investments are managed with full transparency and security protocols.

Interest rates vary based on the tenure. Our current rates range between 11.25% to 12%, depending on the investment period.

Yes, premature withdrawal is allowed, but it may be subject to a small penalty or adjusted interest rate.

You can choose monthly, quarterly, or lump sum (on maturity) interest payout options.

Yes, TDS will be deducted as per the prevailing tax rules if the interest exceeds the threshold limit.