Mon-Fri : 10.00 - 5.30
Sat : 10.00 - 3.30
| Eligibility Criteria | Required Documents |
|---|---|
Minimum age: 18 years
|
Aadhaar or Passport
|
|
Steady income or business
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Any Address Proof (Electricity Bill, Voter ID, etc.)
|
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Vehicle quotation or invoice
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Bank Passbook
|
At Jeevan Jyoti, we believe financial services should feel personal, honest, and built around trust. Established under the Multi-State Co-operative Societies Act, our mission is simple: to help individuals and communities grow stronger—financially and socially.
With a presence across Tamil Nadu, Kerala, Karnataka, and Maharashtra, we serve thousands of members who rely on us for safe savings, convenient loans, and genuine support. Whether you’re a daily saver or planning a long-term investment, our goal is to make finance easy, accessible, and meaningful.
We offer scooter loans for both new and pre-owned two-wheelers. Whether it’s a car for your family or a bike for your daily commute, we’ve got you covered.
You can get up to 90% of the vehicle’s on-road price financed, depending on your profile and the type of vehicle.
Yes, a small down payment is usually required. The exact amount depends on the vehicle value and your loan eligibility.
You’ll need basic ID proof, address proof, income proof (like salary slip or bank statement), and the vehicle quotation or invoice.
In most cases, loans are approved within 24–48 hours, provided all documents are in place.
Yes, you can close your loan early. Some charges may apply for pre-closure, which will be clearly explained during your loan agreement.
You can choose a flexible tenure—anywhere between 12 months to 48 months—based on your comfort and financial plan.
In most cases, a guarantor is not needed. But depending on your credit profile or income, it may be asked as a supporting requirement.
Yes, a good credit history improves your chances of approval and may help you get a better interest rate.
Missing an EMI can affect your credit score and attract penalties. If you're facing issues, it's best to inform us early so we can help with a possible solution.
